Disclaimer: Views in this blog do not promote, and are not directly connected to any Legal & General Investment Management (LGIM) product or service. Views are from a range of LGIM investment professionals and do not necessarily reflect the views of LGIM. For investment professionals only.
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Defined Contribution (DC)

Investment strategy

Retirement: Visualising the risk of different outcomes

Pensioners in decumulation face a key challenge: managing their investment strategy to meet their retirement goals. But how can they, or their advisers, grasp the trade-offs involved?  
By John Southall

Investment strategy

Waiting for pensions’ industrial revolution

In the third of our blogs on retirement choices in 2021, we explain why pension providers need to make understanding their members’ business, their business.  ;
By SuAnn Song

ESG and long-term themes

Moving gender up the retirement agenda

During 2020, we took a closer look at the impact of gender on retirement outcomes. In particular, we investigated whether being male or female has any bearing on what you can expect in your pension pot at retirement.  ;
By SuAnn Song

Investment strategy

Are annuities good value for money?

Some people presume that annuities offer bad value for money, but is this really true? In this blog, we investigate what it really takes to beat an annuity.  ;
By John Southall

Investment strategy

Phasing in or out? That’ll be 13% of your risk-adjusted return, please

What is the trade-off when ‘phasing’ in or out of risky growth strategies?  ;
By John Southall

ESG and long-term themes

Trustee talks: our journey to net zero

What do pensions have to do with climate change?  ;
By Kim Brown

ESG and long-term themes

2020 in review: DC member behaviour in the age of COVID-19

We take a closer look at how the pandemic has affected the retirement decisions of the four million members in LGIM’s DC pension book.  ;
By SuAnn Song

ESG and long-term themes

Why women aren’t winning in the pension stakes – and how to help

Despite the improvement automatic enrolment has made in increasing participation in pensions, there’s still a huge disparity when it comes to how much money women can expect to retire on compared with men.  ;
By Kim Brown

Investment strategy

Default funds and the veil of ignorance

How can default funds account for their members’ diversity?  ;
By John Southall

Investment strategy

Retirement Choices: Time to splash the cash?

In the third part of our Retirement Choices series, we turn our focus to members choosing to encash their DC pot at retirement.  ;
By Alexandra Miles

Investment strategy

Come rain or shine: Annuities in today’s post-retirement landscape

In the second part of our Retirement Choices series, we turn our focus to members choosing to annuitise their DC pot at retirement.  ;
By Alexandra Miles

Investment strategy

Retirement Choices: Why drawing down is going up

In recent years, retirees have increasingly turned to income drawdown to help fund the lifestyle they want.  ;
By Emma Douglas

Investment strategy

Should longevity risk affect investment strategy?

An important question in many investment contexts is whether the presence of (unhedged) longevity risk should affect an investor’s strategy.  ;
By John Southall

Investment strategy

Durable decumulation: improving retirees’ withdrawal symptoms

Are savers taking their pension’s pulse regularly enough? We examine a health check that could help investors spend sustainably.  ;
By John Southall

Investment strategy

COVID-19 and scheme members: Marrying engagement with action

During lockdown, scheme members have increasingly plugged into remote technologies to view and manage their pensions. How can the DC industry ensure it builds on these newfound levels of engagement?  ;
By Jesal Mistry

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